Health Insurance

Here at Gilbert Guide, we are constantly urging family caregivers to seek respite so that when they are “on-duty” they can provide the best home health care to their loved one. One of the toughest jobs we can think of is taking care of an aging loved one, which is why each of our Guides has sections on Caregiver Support, Counseling and Support Groups and Crisis Lines. But just like what one of our readers recently pointed out, what resources are available for the professional caregiver, especially those who provide live-in senior care and assume a huge amount of responsibility? The reader also asked if there was forum in which to discuss wages and other issues in regard to providing professional home health care. Her opinions have brought up a point which was recently talked on Medical News Today that reports for caregivers are some of the lowest in the country. And how this fact coupled with the aging population of baby boomers could spell trouble for the industry if it is unable to keep up the supply with the demand.

To be honest, we are not so sure as to how to help her out, so we would like you to weigh-in, please tell us if you know which of the organizations, including anything from advocacy to support groups, you have found useful. Have you had any luck with contacting the National Organization for Homecare and Hospice to see what they recommend? Which direction were you pointed in, and most importantly, do you feel like your opinions are being heard?

Board and care homes are residences for seniors who require some care or help with the activities of daily living (ADLs or IADLs). These are smaller scale assisted living facilities, usually having a resident capacity of no more than fourteen. Licensing requirements vary by state, some states require that board and care homes carry the same license as assisted living facilities

CCRCS are actually living communities for seniors. Most have three levels of residence: assisted living, independent living and skilled nursing. Each level of residence is tied to the level of care that the resident requires. The primary concept behind a CCRC is that it offers a wider spectrum of care,~The most primary concept behind a CCRC is that it gives a wider spectrum of care so that once a senior moves into the community, he or she will be able to receive the appropriate care as his or her needs change. Many CCRCs support aging in place. Searc Gilbert Guide’s CCRC listings along with more information about what CCRCs offer.

Tags: adult day care, long term care, long term care insurance

This entry was posted on Thursday, July 9th, 2009 at 5:50 pm and is filed under health insurance premiums. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.