Health Insurance

We are trying to improve health care in this country for everyone. As today is November 11, 2009, the day we are celebrating Veteran Day in the United States I think that it is appropriate to spend some time writing about health care for our veterans. I was just watching a news report which says that more veterans died last year because of lack of health care than died during the current war in Afghanistan. We all talk about how we need to support our veterans while they are on active duty but what about when they return home. I do agree that we need to support our active duty troops but we really need to have some things in place for when they return home. There is a system in place if a soldier is injured while on active duty but often times the diseases that develope after they get off active duty are not shown until many years later. This means that the veteran is not rated for a service connected disability and will have to pay for treatment at a private doctor. Because so many of the veteran population do not have insurance, the diseases go untreated and can consequently lead to the veteran’s death.

There needs to be a way for veterans to receive treatment for all their disabilities regardless of when they developed. The current VA system only provides treatment for veterans whose disabilities have been rated as service connected. This means that if the veteran has not filed for disability benefits he will not be able to receive treatment at the VA Medical Centers.

There needs to be legislation that provides a way for veterans to buy health insurance as a group. There should be a public option specifically for veterans to purchase insurance. Yes, this particular public option should be subsidized by the taxpayers. It Is time for some of us to put our money where our mouth is. I have noticed that talk show hosts love to say Thank you for your service to veterans as they should, but I wonder how many of these same talk show hosts would be willing to support a plan which provides health insurance to these same veterans. The VA Hospital cannot possibly provide health care for all veterans as they just do not have the resources for this. The United States should however make sure that any returning veteran can get access to health care. After all if it was not for the men and women who served in the military we would not have many of the freedoms we enjoy today.

Veterans today really need to have the health care bill passed Female veterans in particular do not have enough health care available at VA Medical Centers because for so many years the veteran population has been made up of mostly males. The female veterans do not really have money allocated to their needs in most VA Medical Centers. If you want more information on health care see article veterans health care. For additional information on health care see female veterans

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According to a news release in US News and World Report, more than 45 million people in the United States are without medical insurance, for a number of reasons:

* 48% say they can’t afford insurance.
* 22.8% mention that insurance is not offered by their employers.
* 11.1% are unemployed.
* 5.4% are waiting for their insurance to go into effect.
* 12.7% have other excuses for not having insurance.

As the US economy continues to have difficulties, millions of people are forced to prioritize – Insurance or electricity? Insurance or groceries? Insurance or daycare? Maybe they need an Ohio health insurance quote? While these decisions are never easy, take the following into consideration:

* Medical expenses that are not covered by insurance are the #1 cause of bankruptcy in the United States
* Preventable illness makes up approximately 80% of the burden of illness, as well as 90% of all health care costs.
* Preventable illnesses account for eight of the nine leading categories of death.
* Uninsured kids were nearly three times as likely to not see a doctor.
* Lifetime medical costs average roughly $225,000 per person.
* 18 percent of lifetime costs for medical care is estimated to be incurred in the last year of life. This averages out to over $40,000.

The conclusion from all of this is that many people – insured or not - are postponing needed medical care or incurring massive debt, possibly going bankrupt, due to high out-of-pocket medical expenses. Health care expenditures have soared while the number of sickness or injury away from financial ruin. In fact, a recent poll finds that one in five (19%) surveyed said they experienced serious financial problems due to family medical costs.

Unfortunately, medical care is very expensive – reports show that health-care in the US is one of the most expensive in the world, forcing many to look for affordable health insurance in Ohio. According to the Kaiser Family Foundation’s Trends in Health Care Costs and Spending report, people are saving on medical expenses in the following ways:

* 35% are relying on home remedies and over-the-counter medications, instead of seeing a doctor
* 34% are skipping dental care or checkups
* 27% put off or postponed needed medical care
* 23% don’t attend recommended tests or treatments
* 21% don’t always fill a prescription
* 15% cut pills in half or skip doses of medicine

Even more startling are these statistics from the Agency for Health Care Research and Quality’s Health Care Cost and Utilization Project 2007, which reports the 10 most expensive medical conditions and their associated costs.

Condition — Average costs — Average charges

1. Infant respiratory distress syndrome — $45,542 — $138,224

2. Premature birth and low birth weight — $44,490 — $119,389

3. Spinal cord injury — $41,527 — $126,060

4. Leukemia — $40,826 — $114,488

5. Heart valve disorders — $36,836 — $116,751

6. Cardiac and circulatory birth defects — $35,960 — $101,412

7. Hodgkin disease — $29,743 — $82,435

8. Polio/other brain or spinal infections — $29,020 — $87,702

9. Intrauterine hypoxia or birth asphyxia — $27,962 — $74,942

10. Aneurysm — $27,001 — $83,897

When you look at the numbers, in the long run, which is more expensive – paying a monthly premium or paying the hefty out-of-pocket costs associated with not having insurance? Possibly these are good reasons for an Ohio health insurance quote?

The public health-care debate in the country is not a original problem. It is roots go back to 1945 when President Harry S. Truman planned a public medical-care method in a Presidential letter to the United States Legislative body.

We heed the same things every instant the subject of public health treatment is pressed back into the news.

“The Country is the individual major developed homeland that does not have national health-care coverage”

“The U.S can not pay for a national health care program”

“The United States can’t afford not to have a general medical treatment plan”

“Medicare is by now the planet’s most high-priced publicly manipulated health-treatment practice”

“A government manipulated medical insurance plan may affect employers to cut employee exposure”

“Stretched wait times may transpire effecting numerous persons to get sicker or even expire”

“Less students will enroll to medical school causing a lack of doctors and medical treatment professionals”

Nowadays it seems the debate is truly getting out of control. Inflammatory scare tactics like ‘Death Panels’ are being issued on one flank even as the other flank tries to rush it alengthy devoid of discussion like President George W. Bush managed with the sizable bank bailouts.

Untruths and even out right deception are widespread by both the mis-informed and deceiving. Eachone has an agenda, whether political, spiritual or financial. In the mean time compromised, vain legislation may pass increasing government hold on America’s neck. The government is such a enormous disorder with the most underhanded, self serving idiots running every thing it is a wonder we’ve made it this far.

Something has to be done concerning the situation of our health care situation, very nearly everybody agrees on that at least. GoGood persons are heading devoid of treatments and medication at the same time as other families are heading into debt to the situation of impoverishment trying to stay fit. Medical insurance and drug corporations have more clout than the Pope and have a hold over shared opinion and governmental direction with enormous marketing programs and lobbying efforts. Drug corporations get away with killing everyone, literally, even as robbing everyone blind and your medical care is determined by cost rather than need. It’s all about the bottom line and every thing else is hype - period! With out the driving force of money, authority and recognition nationwide health care wouldn’t be an concern.

My Plan

1. Setup a non-legislative investigation squad (Yes, that means not public and self-reliant) populated of each walk of life to obtain the facts. Find intellectual and motivated individuals that can leave their ideas and beliefs at the door and find the fascts and clarify the greatest plan of action. Provide the party partial authority parallel to a grand jury and make them responsible and accountable for their contribution. If they don’t have the particulars they must keep silent until they have it correct. Simply the specifics, no predictions and forecasts. How much is it heading to expense? Who will nationalized medical care reform help and how? Who’s heading to loose their companies from government medical insurance programs and why? Exactly how long do we have before a realistic health arrangement can be started? Anyone found arguing about anything other that the essentials should be thrown off the exploration squad.

2. Make persons, companies, media and the government accountable when unleashing false and unreliable information intended to benefit their agendas at the price of America’s health. I believe in free speech but you can not go into a populated area and howl ‘bomb’ and what numerous are getting away with is to a large extent worse. I say lock them up! California can not take any more prisoners but I’ll offer my backyard for a few jail cells.

3. Do not let lone public issue thwart effort on other crucial issues. National healthcare is very imperative but so are other concerns. At the identical occasion we can not sit on our hands and consideration health care reform for another sixty four years.

Can you determine if I’m for or against Land Health Treatment Reform? Neither can I, that’s why I’m bothered. It is not possible to find the facts.
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Today, health care costs in America are patently ridiculous for the average wage earner. Unless you are lucky enough to have employer-paid health insurance, you can easily shell out $500 a month to protect you in the case of a life-threatening event such as cancer or a massive heart attack. Should you require an extended hospital stay, you can expect your bill to amount to hundreds of thousands of dollars in medical care, not to mention ongoing requirements of prescription medication costs which may amount to hundreds of dollars for a single prescription, which you need to refill every month.

Despite government incentives in the form of tax breaks to promote affordable health insurance for small business employees in group plans, few employers have availed themselves of this option. It’s simply too expensive. Small business owners are already strapped and the tax breaks offered don’t measure up.

It is so much difficult to choose between eating and being insured.The fact that there is no cheap health insurance. You can go bankrupt while paying a costly medical emergency.

If your income falls at or below the poverty line, you may qualify for affordable health insurance. Most states have Federally funded programs which pay for medical treatment in the case of life threatening conditions. You then are allowed medical treatment on a level that sustains life, but are disallowed certain procedures afforded a person with full coverage. Premiums are determined on a sliding fee scale, depending on household income and the number of persons in your family. Such premiums do fit the description of affordable health insurance, but are lacking in the quality of care you receive.

In 2006, the Feds required State agencies to cut their health care insurance by a certain percentage. However, the States complied in an offhand manner such as the dental services were for emergencies only. At that time also, the administration ordered the VA to cut dental funding to Vietnam vets for the sake of Iraq war vets. That left the Vietnam vets no choice but to remove their own teeth with a pair of pliers.

Health insurance is a hot issue especially when it comes to who will become the next President. All people deserve a decent health care regardless of the income.

It is the nature of soul to grow, to heal, and to love. As we enter into the world, we emerge as a tiny child. We are open. We do not have conditions placed on us by our parents or ourselves. We have not closed ourselves off from any possibility. It is though the world lay at our feet. We are a bundle of unconditioned purity.

As we age, conditions are placed on us to direct us along our paths intended to keep us from harm. Even if we manage to stay out of harms way, we move into a state of stimulus-response reactions toward life. This draws us further and further away from the natural state of pure being we came into the world with as an infant.

How can we return to our natural state of being? How can we call our soul back and gain a sense of spiritual well-being? The following are ways we can return to the wholeness and healing we seek as spiritual beings incarnated into the human race:

1. Do Something Creative.

Creativity engages our heart, our mind, and our imagination. These activities allow us to utilize our whole being. Our attention moves from outer expressions of the world and enters the inner dynamics of living giving rise to our heart and our imagination. When our heart and our imagination are given attention, we enter into the realm of insight. Insight is our ability to see from within just how sacred and magical our lives really are.

In the realm of soul, our humanity becomes sacred. Through creativity we are aware how life flows through us and not from us. The more we identify with these qualities of attention flowing through us, the more we are identifying with qualities residing in us that are whole and healing. It is our natural state.

2. Spend Time With A Child.

Children have a way of drawing our attention away from activities and responsibilities defining us as adults. All a child wants to do in this world is have fun. They seem to never tire of such activities. Children are constantly motivated by play.

As adults, we tend to think of play as wasted time. Adults who lose a sense of play and joy in their lives are in danger of losing self-motivation. The kind of self-motivation I am referring to involves the desire to have fun in life. This can lead to a depressive state lacking creativity, spontaneity, and the heart of a child.

Each of us has the heart of a child within us that never tires. It is the part of us fully participating in and with life. As our imagination and heart begin to guide us over the mind, we are in soul. In soul, our mind is in its proper perspective. This part of us is our inner awareness not bound by the pressures of the world. When we return to soul, the possibility of living whole and healed becomes a reality.

3. Become A Child.

The next time you look into a child’s eyes try to feel their heart. Notice the difference and similarities of your heart and their heart. Is there a difference? Is this awareness a long or short distance from where you were as a child?

What happened to that little boy or little girl inside you? Since we cannot retrieve childhood physically, maybe we can from within. Remember your past as a child - the good times and the bad times. As you look at your life through the eyes of a child, recall how active your heart and imagination were. Embrace it. Let this inner vision penetrate your entire awareness. Let go of your adult interpretations of your childhood and view it with innocence and love.

Our true nature is to live in the world without being fully of it. Inside us are endless avenues that can move us toward the experience of joy. When we let go of our tendency to view the world as right or wrong, good or bad, we leave behind dualism and enter into Unity.

This Unity behind all appearances of diversity is a healing state of unconditional love. It is the part of us bringing all life into being, leading us through life, and what will lead us home. It is the force of nature giving us life. It is our soul.

Sam Oliver
healing, health care, massage therapy, aromatherapy, alternative care

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